A new trading platform named Fintado (fintado.ai) has recently caught public attention. It claims to offer “structured and programmatic” automated trading in gold contracts, powered by a “Formula™ engine” that promises “smarter profits.” On the surface, it looks like a cutting-edge fintech firm with impressive returns.
But after deep investigation, evidence shows that Fintado is not a legitimate financial platform, but a high-risk “pig-butchering” scam — a common form of online investment fraud.
This review breaks down Fintado’s fake history, false regulation, and misleading marketing to reveal how it deceives investors.
1. Fake History: A Timeline That Doesn’t Add Up
One hallmark of scam platforms is a fabricated past — and Fintado is no exception.
What the platform claims:
Fintado’s website says it was “founded in 2024,” has “paid over $5 million to traders,” and “serves 35,000+ clients in 130+ countries.”
The facts:
- Company registration: According to the UK Companies House, FINTADO LTD was incorporated on June 9, 2025.
- Domain registration: WHOIS records show fintado.ai was registered on June 6, 2025.
Conclusion:
It’s impossible for a company and website created in mid-2025 to have operated in 2024 or to have millions in payouts. This blatant lie is a classic scam tactic designed to build false credibility quickly.
2. Regulatory Deception: The Misused MSB License
Regulation is the cornerstone of any financial platform — and Fintado manipulates this concept to mislead users.
What the platform claims:
Fintado says it holds a U.S. FinCEN MSB license (No. 31000302354941).
The facts:
While FINTADO LTD does appear in the FinCEN database, the MSB license only covers money exchange and remittance services, not investment, trading, or asset management.
The FinCEN itself clearly states it “does not endorse or approve investment companies.”
Conclusion:
Fintado uses a regulatory loophole — registering for a low-bar, unrelated license and pretending it proves legitimacy. This is regulatory arbitrage fraud, designed to fool investors unfamiliar with how financial oversight actually works.
3. Unrealistic Profits: Classic “Pig-Butchering” Lure
Scams rely on greed and trust, offering returns that sound too good to be true — because they are.
What the platform claims:
Fintado promotes its “Formula™” system as delivering 20–24% monthly returns with over 80% win rates.
The facts:
- No legitimate financial institution can guarantee such consistent, high profits.
- Fintado provides no third-party audits or verified trade records.
- Its so-called algorithm is a black box, incompatible with mainstream trading tools like MT4/MT5, and lacks any independent technical validation.
Conclusion:
This is a fake trading interface designed to show fabricated profits. Victims see initial “gains” on the platform to build confidence — until they deposit more money, which is then stolen.
4. A Ghost Platform: No Real Users, No Real Activity
A genuine platform with 35,000 users should have strong online visibility. Fintado doesn’t.
Findings:
- Minimal web traffic: According to Semrush, fintado.ai receives fewer than 100 monthly visits — impossible for a global financial service.
- Inactive social media:
- Twitter (@FintadoOfficial): Created June 2025, no posts, 9 followers.
- Instagram (fintado.official): 19 posts, all generic marketing slogans.
- No real contact options: No phone, email, or live chat. Only a web form that rarely gets a reply.
Conclusion:
Fintado operates as a closed scam tool, not a public platform. This fits the “pig-butchering” pattern: scammers share the fake website privately with victims they’ve groomed through social media or dating apps. The lack of contact prevents victims from reaching real help once withdrawals are blocked.
Final Verdict: Fintado Is a Complete Scam
All available evidence confirms Fintado’s fraudulent nature:
- Fake identity: Founded in 2025 but claims to operate since 2024.
- Regulatory fraud: Misuses an unrelated MSB license for fake credibility.
- False promises: Promotes impossible profits to lure deposits.
- Controlled system: Uses an unaudited internal platform to fake results.
- Ghost operation: No traffic, no transparency, no customer support.
- No way out: Victims are isolated when they attempt to withdraw funds.
Warning: Fintado is a full-scale investment scam.
Its “AI trading” and “high-tech” image are mere disguises to steal money. When victims try to withdraw, they’re often asked to pay fake “tax” or “security fees” — and then locked out completely.
Stay alert. Never trust platforms promising guaranteed profits or vague “AI-driven” strategies without transparent regulation and real financial history.
